The 5 Principles

Sound foundational concepts that when each is applied consistently will not only positively impact your finances, but your entire life. SEMINARS – WORKSHOPS – ONE ON ONE CONSULTATIONS

What We Do

We provide simple solutions to help you control your finances with just a few key decisions

Bona5d provide services to organizations, individuals and community members.  Hear their stories.

BONA5D Credit Consultants, LLC provides real solutions toward credit education.  Learn More….

Have questions about Bona5d or a service.  Want to see about booking for an event. Don’t hesitate, reach out today.

Bona5d is always on the move. Visit here to stay up to date with the latest News, Announcements & Events

Interested in our tools & material? Or maybe you like what bona5d does and want to help us along our journey. Visit our shop.

A polished financial literacy strategist…an expert at capturing and keeping her audience attention.”


Pamala McCoy transforms the financial illiterate into budget superstars


Young and old are able to capture Pamala’s financial concepts…she’s just that good


About Us

BONA5D Credit Consultants, LLC provides real solutions toward financial capability education. Our  personal money management tools equip organizations, individuals and community members with the knowledge necessary to make key monetary improvements which help to develop healthier, more vibrant, stress-free lives. BONA5D’s personal money management sessions are designed to provide an in-depth understanding of financial risks as well as resources and practical application of improved  capability education. 

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